0709030000 / 0730030000
   info@oyamicrocredit.co.ke
   Kilimani Nairobi
2 Years and counting, we are excited to serve the average Kenyan businessman and businesswoman by providing them with our loan facility to grow their businesses and improve their livelihoods.
Welcome to OYA Micro-Credit Company Limited - Kenya, your best micro-credit institution of choice here in Kenya.
We are glad to be serving MSMEs, providing alternative Innovative Lending
We look forward to doing business with you.
We are legally registered company under companies act 2015 under reg no PVT-AJUXZ57A.
We have a letter of no objection from the CBK, ref no BSD/GEN/62.
We are certified by the office of Data Commissioner (OODC) with number 411-169C-C0EE
This loan is legible to persons who own small business and require financial boost to grow and make it better.
Financial constrain should not hinder you from doing business.
You, a small/micro business owner, apply for a loan by calling the OYA call center.
Your OYA representative dispatches your regional Relationship Field Officer (RFO) team to your physical store location to provide feedback, pictures, and a business review.
The credit review team assesses your loan application and the RFO team’s business review, for approval.
Your loans are disbursed via mobile money, and your loan repayments are also processed via mobile money.
RDOs maintain consistent communication with you during and after the life of your loan to ensure that OYA provides all the resources necessary to keep your business growing.
Get your funding within 48 hours .
Our relationship officers stay engaged with customers to ensure loan repayment.
We keep our interest rates flexible and affordable.
Use Mobile Money to get paid, and to pay us back.
We do not utilize credit reference bureaus to establish or assess your eligibility for a loan.
We do not require any deposits or savings for you to qualify for a loan with us.