0709030000 / 0730030000

   info@oyamicrocredit.co.ke

   Kilimani Nairobi

Seamless and flexible repayment

Apply for a loan with just an ID card and expect approval in less than 48hours.

Small Business Loans Made Easy

Apply for a loan with just an ID card and expect approval in less than 48hours.

Fast and convenient

Apply for a loan with just an ID card and expect approval in less than 48hours.

No collateral required

Apply for a loan with just an ID card and expect approval in less than 48hours.



CEO's Message

2 Years and counting, we are excited to serve the average Kenyan businessman and businesswoman by providing them with our loan facility to grow their businesses and improve their livelihoods.

Welcome to OYA Micro-Credit Company Limited - Kenya, your best micro-credit institution of choice here in Kenya.

We are glad to be serving MSMEs, providing alternative Innovative Lending

We look forward to doing business with you.


Wycklife Ochola - (BSC. MBA) – C.E.O

License

We are legally registered company under companies act 2015 under reg no PVT-AJUXZ57A.

We have a letter of no objection from the CBK, ref no BSD/GEN/62.

We are certified by the office of Data Commissioner (OODC) with number 411-169C-C0EE


Overview

This loan is legible to persons who own small business and require financial boost to grow and make it better.

Financial constrain should not hinder you from doing business.


What We Do

You Apply

You, a small/micro business owner, apply for a loan by calling the OYA call center.

We Assess

Your OYA representative dispatches your regional Relationship Field Officer (RFO) team to your physical store location to provide feedback, pictures, and a business review.

We Approve

The credit review team assesses your loan application and the RFO team’s business review, for approval.

You Get Paid

Your loans are disbursed via mobile money, and your loan repayments are also processed via mobile money.

We Stay in Touch

RDOs maintain consistent communication with you during and after the life of your loan to ensure that OYA provides all the resources necessary to keep your business growing.

With OYA, you’ll avoid the usual financing challenges

Fast and convenient

Get your funding within 48 hours .

No collateral required

Our relationship officers stay engaged with customers to ensure loan repayment.

Competitive rates

We keep our interest rates flexible and affordable.

Seamless and flexible repayment

Use Mobile Money to get paid, and to pay us back.

No CRB Check

We do not utilize credit reference bureaus to establish or assess your eligibility for a loan.

No Deposit or Saving.

We do not require any deposits or savings for you to qualify for a loan with us.